This is a wealth alchemy piece which means no hard rituals. You’re only going to activate it one times after that you speak what you want.
The initial activation is just to hold it in your left hand for 3 minutes and than pass it to your right hand for three minutes and then place it on. Wear it for the day and you can remove it at night.
You will turn your bills into money that comes back to you as you pay them. This will also work on lawsuits and employment. Wealth alchemy is much different that items of luck because it’s an energy that bonds to you. With that being said you won’t always need to wear the necklace.